The Basics of Disability Insurance and How It Can Help During COVID
The Basics of Disability Insurance and How It Can Help During COVID With the risks still posed by COVID-19, we all need to face the possibility that we could get sick, even if we take great care of ourselves through good nutrition, sleep, and exercise. And even if you don’t need to be hospitalized, if you do experience symptoms and test positive, you might have to stay quarantined for enough time that you’d lose income. These risks highlight the need for everyone, regardless of their age or current state of health, to have some form of disability insurance coverage. You might think you don’t need disability insurance, especially if you’re young and in good health. Hopefully, you’re right. Unfortunately, though, becoming disabled can happen to anyone at any time. This isn’t specific to corona virus either; it has always been true. The Americans with Disabilities Act has detailed specifics on what a disability is, but the most basic definition is that an individual...